📅 2026 Update: Changes in Property and Asset Management

Since the original article was written, several important changes have occurred in property and asset management laws and regulations. These updates affect mortgage credit access, rental costs, and eligibility for various housing programs. The earlier article continues below this section, providing additional context and information.

🏠 New Housing Reforms

On July 11, 2026, the 21st Century ROAD to Housing Act was enacted. This law introduces comprehensive reforms in housing, including higher FHA multifamily loan limits. It also includes exemptions from certain environmental reviews, making it easier for developers to build new housing.

📈 Increased Fees

As of October 1, 2026, the Section 184 Upfront Guarantee Fee increased from 1.00% to 1.50% for new commitments, including refinances. For a $300,000 loan, this fee now amounts to $4,500. This change impacts the costs for homebuyers using this financing option.

🏢 Tenant Protections

New laws in New York City and Massachusetts prohibit landlords from passing broker fees onto tenants. The FARE Act in New York City took effect on June 11, 2025, while Massachusetts implemented its law on August 1, 2025. Both laws aim to reduce upfront costs for renters.

📅 Upcoming Deadlines

Several deadlines related to housing laws are approaching. The deferral of eligible capital gains invested in Qualified Opportunity Funds under Opportunity Zones 1.0 expires on December 31, 2026. Additionally, the compliance deadline for the Housing Opportunity Through Modernization Act is extended to January 1, 2027.

📌 Key Takeaways

  • 🏠 New housing reforms aim to ease development.
  • 📈 Section 184 fees have increased to 1.50%.
  • 🏢 Broker fees are now prohibited in New York and Massachusetts.
  • 📅 Important deadlines are coming up for housing laws.

💡 Tips for Managing Property and Assets

Review the details of your own situation with an attorney.

📝 Understand New Fees

Keep in mind the new Section 184 Upfront Guarantee Fee. The increase to 1.50% means higher upfront costs for homebuyers. This change can significantly affect your budget.

🏢 Know Your Rights as a Tenant

If you live in New York City or Massachusetts, familiarize yourself with the new laws banning broker fees. These protections can save you money and provide more transparency in rental agreements.

📅 Keep Track of Deadlines

Stay aware of approaching deadlines related to housing laws. The expiration of capital gains deferrals on December 31, 2026, and the compliance deadline for HOTMA on January 1, 2027, are especially important.

🏠 Explore Housing Reforms

Be informed about the 21st Century ROAD to Housing Act. This legislation introduces new programs that may benefit you, especially if you're involved in housing development or seeking affordable housing options.

💰 Utilize Government Resources

With the Executive Order 14393, federal agencies will provide resources to community banks. This can enhance mortgage lending capabilities, which may be helpful if you are looking for financing options.

🏆 Top Services Ranked by User Reviews (2026)

This section highlights services relevant to property and asset management, focusing on how they can assist individuals in real estate transactions. The rankings are based on Trustpilot data checked in October 2026, with scores subject to change over time. Star ratings reflect user experiences, and it’s common for unhappy customers to share their opinions more frequently.

🥇 1. Movoto Real Estate

Movoto Real Estate has been rated 4.0. It is known for its real estate listings and for connecting buyers and sellers. However, some users report issues with agent responsiveness.

🥈 2. Clever Real Estate

Clever Real Estate holds a high score of 4.9. This service is recognized as a real estate agent matching platform that helps consumers save on fees. Some users have noted challenges with agent responsiveness.

🥉 3. Crexi

Crexi has an average rating of 4.6. This platform is known for its commercial real estate marketplace and advanced technology. Users have mentioned challenges with the user interface.

🆓 Free Government Resources

Federal agencies are directed to provide resources and assistance to community banks under Executive Order 14393. These resources aim to improve mortgage lending capabilities, making it easier for individuals to access financing options.

🔎 What to Compare When Choosing Services

  • 🏠 User ratings and reviews
  • 📈 Services offered and fees
  • 💬 Customer support availability
  • 🏢 Specialties in property types

❓ Frequently Asked Questions

🤔 What does the 21st Century ROAD to Housing Act include?

The 21st Century ROAD to Housing Act introduces comprehensive housing reforms, including increased FHA multifamily loan limits and exemptions from some environmental reviews.

📅 When do the new broker fee laws take effect?

New York City's FARE Act took effect on June 11, 2025, and Massachusetts' law banning broker fees became effective on August 1, 2025.

💰 How will the increased Section 184 fee affect homebuyers?

The increase of the Section 184 Upfront Guarantee Fee to 1.50% means homebuyers will pay more upfront. For a $300,000 loan, this translates to an additional $4,500 fee.

📅 What upcoming deadlines should I be aware of?

Key deadlines include the expiration of capital gains deferrals on December 31, 2026, and the compliance deadline for the HOTMA Final Rule extended to January 1, 2027.

🏢 What should I know about tenant protections?

New laws in New York City and Massachusetts prohibit landlords from passing broker fees onto tenants, aiming to reduce upfront rental costs and increase transparency.

🏠 What resources are available for mortgage assistance?

Executive Order 14393 directs federal agencies to enhance mortgage lending capabilities for community banks. This includes providing resources and assistance.

⚖️ Recent Court Cases Related to Property Management

Several recent court rulings impact property and asset management, particularly regarding compliance and lending practices.

For more details, you can browse more rulings on the news page.

End of October 2026 Update





Property management is an aspect of real estate that deals with maintenance and other needs for property with the purpose of maximizing and preserving the value of the property.  The property may be managed by the property owner, tenant, or contracted property management company.



Property/Asset Management Facts To Know

Who has the responsibility of property management?

Real estate companies have the initial responsibility of property management with their interest in the property management is to maximize the value of the property to potential buyers.  After the duty of property management has passed to the buyer, the property owner and the tenant must agree to a level of property management duties.  This may range from full responsibility on the tenant or landlord or a hybridized agreement that has the landlord responsible for major repairs and other aspects of property management.

What are property management companies?

Property management companies act on behalf of a landlord and interact with the tenants of a property.  The property management company may collect rent, find tenants and contract for repairs.  In many situations, the property management company fulfills the role of the property owner in all cases, including disputes stemming from non-payment of rent, eviction and neighbor complaints.  Requirements for property management companies vary by state with some states requiring real estate licensing for property management companies.  This is to ensure that the property management companies are abreast of real estate law in the state and will abide by those laws when dealing with tenants.



What is property management software?

There are a number of property management software available that can help property owners manage the expenses and rental income from properties.  Additional features in property management software include the ability to general rental documents, such as lease agreements and generate tax forms in compliance with state and local tax laws.  Popular developers of property management software include Quicken, MDansby and Advanced Management Systems.  Property management software can be online subscription based or Graphical User Interface based for use on personal computers for a flat fee.  Some programs have bulk pricing for use on multiple computers.  This will be useful for property management companies that wish to automate some of their systems.

What is asset management?

Unlike property management, which is the management of a tangible investment, assets management is primarily the management of investment funds such as stocks, commodities and equity funds.  Asset management is broken up into fixed income, equity and alternative investments, which include hedge funds, and real estate investment.  Individuals that work within assets management may specialize in any of the previously mentioned categories, helping individuals invest and manage their assets wisely.  Assets management is measured against a benchmark, which denotes how well it is “performing” which is a measure of how well the investment returns are comparable to other similar assets under management.  The performance of assets is the best way to determine if the asset manager is investing your assets safely.